Joy MacDonald-Ward

Sales Representative 



Direct 905-979-3540

Email: joyward50@gmail.com

I have listed a new property at 72 22 Spring Creek Drive in Waterdown.
Just 4 years old, this Mattamy-built, freehold townhouse shows like new. Convenient east-Waterdown location close to schools, parks, daycare & public transit. Just minutes to local shopping, dining, highway access & Burlington. Almost 1700 sq ft of living space! The full double garage with automatic garage door opener & the front door lead to the ground floor with open foyer featuring two large closets, a good sized office/den/extra bedroom, laundry room & storage/utility room. Beautiful upgraded wood staircase leads to the 2nd and 3rd floors. The second level opens to a generous-sized great room or living/dining room. Also on this level is a 2 piece bathroom & a sun drenched, inviting white kitchen with breakfast bar, backsplash, stainless appliances including built in microwave & dishwasher, walk in pantry & large eating area with a walk out to a 260 sq ft deck. The upper level of this home offers a well proportioned master bedroom with a large walk in closet & 3 piece ensuite. This level also features two other bedrooms, a 4 piece bathroom & a large linen closet. This is a freehold townhome with a condo road fee of $110.67 per month. Book your showing today; you wont be disappointed! (id:2493)
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Let's be honest, the "pandemic " housing market has been exhausting and daunting.....maybe even downright terrifying for buyers,  and especially for first time buyers.  Yes, it's been rewarding for sellers but unless they are moving to Timbuktu (maybe even there?) they are experiencing the buyer angst on the other end.


The encouraging news is that that crazy market has quieted somewhat. We're seeing fewer bids on properties and smaller gaps between list and sell prices.  That said, the new list prices are 30% +++ higher than before the pandemic forcing some first time buyers out of the market. And those buyers are now struggling to find affordable rentals!  Sadly we are still faced with low listing inventory perpetuating the seller's market But we are optimistic the Fall will see a more balanced market with more listings. 


The real estate supply crisis is a major topic in the current federal election campaign.  If it affects you as a first time buyer, if you're looking for an affordable rental, or if you're already a home owner who relies on the first time buyer demand to keep our market strong,  study the candidates platforms carefully and be sure to vote!  We need serious action in Ottawa for more housing starts and more rental units for low income families. 


Food for Thought....


Some have said the blind bid process has got to go. Is an auction format the way to go, whereby you see every competitor and know what they're offering?  Or, if you're a seller, does that remove your right to get the best possible price? 


Longer mortgage amortization periods would help qualify more buyers. Some countries have 100 year amortization periods. That might be a bit too drastic but should 50-75 year amortizations be considered? 


Should the "stress test" rate of 5.25% be reduced, or eliminated altogether to help buyers qualify easier for mortgages? 


I'd love to chat with you! Text or email me with any questions or comments!  

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I have listed a new property at 1168A 518 Highway in Seguin.
EXCEPTIONAL 1.4 ACRE BUILDING LOT WITH BONUS CABIN/BUNKIE! Build your dream 4 season cottage or your new home! Majestically treed and private property with 510 feet of shoreline on Duck Lake. 2 hours from GTA; just 10 minutes east of the 400 & 15 minutes to Parry Sound! Western views with stunning sunsets, towering pines, smooth granite shoreline and gently sloping access to a sandy beach & shallow area. Easy year round access off 518. Gravel drive leads you through the trees to a large, flat building area. Currently there is a 450 sq ft cabin with newer windows on the property. You could add onto the cabin OR it would make a perfect bunkie if relocated to another area on the lot. Hydro is in and NATURAL GAS is available at the road! SEPTIC PLAN AND PERMIT available. Shore road allowance owned. Nearby amenities include a general store, LCBO agency store, Community Centre, Library, antique shop, bakery, and the Seguin Trans Canada Trail. This property is a must see! (id:2493)
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I have listed a new property at 1168A 518 Highway in Seguin.
EXCEPTIONAL 1.4 ACRE BUILDING LOT WITH COZY CABIN! Majestically treed and private property with 510 feet of shoreline on Duck Lake. 2hours from GTA; just 10 minutes east of the 400 & 15 minutes to Parry Sound! Western views with stunning sunsets, towering pines, smooth granite shoreline and gently sloping access to a sandy beach & shallow area. Easy year round access off 518. Gravel driveway leads you through the trees to a large, flat area with 450 sq. ft rustic cabin with newer windows. You could add onto the cabin, or relocate it to another area of the lot to use as a bunkie leaving the large building area for your dream home or 4-season cottage! Hydro is in and NATURAL GAS is available at the road! SEPTIC PLAN AND PERMIT available. Shore road allowance owned. Nearby amenities include a general store, LCBO agency store, Community Centre, Library, antique shop, bakery, and the Seguin Trans Canada Trail. This property is a must see! (id:2493)
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